Payment infrastructure for public agencies

Every payment
is a promise.

A benefit, an invoice, a prize — when government pays, it keeps its word. Haploos builds the quiet infrastructure that makes every promise arrive: verified before it's sent, delivered in real time, woven into the systems you already run.

Talk to a human What we deliver

Built on Mastercard

Compliant with state IT security standards

Your teams deserve better

The people who run public programs spend their days fighting paper and portals instead of serving the community. Better tools aren’t a luxury — they’re respect for the work.

Fraud has industrialized

Improper payments drain public programs while screening tools look backward at what already happened. Prevention has to live inside the payment itself.

Expectations are consumer-grade

Citizens and vendors are paid in seconds everywhere else. When government pays slowly, it isn’t just friction — it erodes public trust.

Who this is for

Behind every payment is a person counting on it.

A vendor making payroll. A neighbor between jobs. A family after the flood. That's who government pays — and who we build for.

How Haploos is different

Verify. Pay. Recall.

Most payment tools sit outside your money and watch what already happened. Haploos lives inside every transaction — so you can do the one thing checks and ACH never allow: take a payment back after it's sent.

Step 1 · Verify

Before a dollar moves

Every recipient is digitally unmasked and validated against independent sources — card network, phone, government records — with AI flagging what humans miss.

Step 2 · Pay

In real time, any way

Delivered electronically the moment it's certified — virtual card, ACH or check — insured by Mastercard and reconciled automatically, reaching the unbanked too.

Step 3 · Recall

Pull it back if it's wrong

Payments can be held in transit until certified — and recalled after sending. When something looks wrong, the money is still yours. No one else can do this.

Built around you

Custom APIs into your ERP, claims and eligibility systems. Payments become part of your workflow, not another portal to log into.

Aligned incentives

Banks get paid no matter what. Haploos only earns when your program works — with a dedicated team from launch through sustainment.

Two minutes, explained

What is a Virtual Card?

Single-use, pre-funded cards delivered electronically each time you pay an invoice — good only for that exact amount, insured by Mastercard. Unlike checks or ACH, every payment earns rebates, unmasks fraud, and reconciles itself.

Building for government? Build on Haploos.

We partner with ERP vendors, benefits platforms and gov-tech providers. Our custom APIs put verified, certified payments inside your product.

Partner with us