Haploos is inside the payment — not a screening layer bolted on the outside. That changes what's possible.
Identity checked against multiple independent data sources — card network, cell phone, government records — with AI flagging the red flags humans miss.
Funds delivered electronically to verified recipients — no paper checks in the mail, no unbanked recipients left behind.
Every payment tracks and reconciles itself, giving your agency in-depth insight into program spend — and auditors a clean trail.
People who lose a job are often the least likely to have a working bank account — closed, overdrawn, frozen, or never opened at all. A mailed check or an ACH deposit assumes a stability that unemployment has already taken away. So the payment stalls exactly when rent is due.
Haploos delivers benefits to the device already in their pocket. The funds land instantly, no account required, and they're protected on the phone until they're spent — accessible the second they're approved, not weeks later at a branch.
Modern phones already carry face, fingerprint and device-level security. Haploos uses that same technology to confirm the right person every time money is received or spent — so the department always knows the funds reached the real claimant, and stayed protected.
Stolen identities, fake claimants, ghost recipients — fraud thrives when the payer validates after the fact. Others try to understand what happened using historical data and educated guesswork. Haploos validates prior to sending, because we are the payment.
Every state runs unemployment differently. Haploos builds custom APIs that plug into your claims system, your eligibility rules, and your reporting — payments become a native part of your workflow, not another portal to manage.
And a dedicated Haploos team stays with you from launch through sustainment, compensated only when your program succeeds.
